Investment Policy Statement | True North Financial Advisors, Inc

True North Financial Advisors Provides Financial Advice for Federal Employees to Manage Retirement Plan Benefits

Written by, Stephen Ostrofsky, CFP® True North Financial Advisors provides direction and advice to individuals who are current or former federal employees covered under the Federal Employee Retirement System (FERS). Federal Employees have three retirement benefits that need to be coordinated, including: the Basic FERS Benefit Plan, Social Security and the Thrift Savings Plan. True…

Will the All-Weather 60/40 Portfolio Allocation Regain its Luster for Investors?

Written by Stephen Ostrofsky, CFP® Most long-time investors can remember when interest rates were at a level which made bonds a viable asset class in portfolio allocations for most investment objectives and risk tolerances. As an asset class bonds provide portfolio stability as a reliable source of income and a hedge against stocks declines…

Personalized Investment Advice through Self-Directed Brokerage Accounts

Written by Stephen Ostrofsky, CFP® The pursuit of personalized investment advice can sometimes be difficult for many Florida Retirement System (FRS) Investment Plan and PBSO Deferred Compensation Plan investors. Self-Directed Brokerage Accounts (SDBAs) available in both of the above mentioned retirement plans has generally gone unnoticed by many PBSO deputy sheriffs and employees. In January…

The Year in Review: How to Manage Your Retirement Portfolio: Strategic Versus Tactical Asset Allocation

Written by Stephen Ostrofsky, CFP® For the year 2018, the Dow Jones Industrial Average and Russell 2000 Indexes were down 3.48% and 11.01%, respectively. During the year while the Federal Reserve, raised interest rates, the overall bond market was down slightly. So what are investors to do now? That depends on what your investment policy…

Category Archives: Investment Policy Statement

True North Financial Advisors Provides Financial Advice for Federal Employees to Manage Retirement Plan Benefits

Will the All-Weather 60/40 Portfolio Allocation Regain its Luster for Investors?

Personalized Investment Advice through Self-Directed Brokerage Accounts

The Year in Review: How to Manage Your Retirement Portfolio: Strategic Versus Tactical Asset Allocation

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True North Financial Advisors Provides Financial Advice for Federal Employees to Manage Retirement Plan Benefits

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